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Personal Finance Insider

Here's exactly how to figure out when you should start investing

Invest when you've already paid off high-interest debt, like student loans and credit-card debt, and established an emergency fund.

2019-05-10

7 smart ways you can use a home equity loan to build wealth

Since home equity loans let you borrow against the equity in your home, you can qualify for a lower APR than you could with a different type of loan.

2019-05-09

Should I open a new bank account for a cash bonus?

Opening a new bank account to get a cash bonus can be a quick way to bolster your savings, as long as you're clear on the requirements.

2019-05-09

Why use a high-yield savings account for short-term savings

A high-yield savings account has the accessibility of a savings account with slow-but-steady growth for money you need in the next few years.

2019-05-08

Why automating your retirement savings can make all the difference

After saving for retirement for years, he figured out a foolproof strategy to keep his retirement savings growing: automate them.

2019-05-08

Chase United credit cards get access to saver awards in United economy

One of the best perks anyone with a United card from Chase can use is expanded access to economy class saver awards on flights operated by United.

2019-05-07

3 expenses to avoid if you want to retire in 10 years

If you want to retire in 10 years, it's smart to keep saving — but you'll also want to turn a sharp eye to your expenses.

2019-05-07

We compared the Chase Sapphire Reserve and AmEx Gold to determine the ultimate dining rewards card

The American Express Gold card and Chase Sapphire Reserve are favorites for travel rewards, but their dining rewards are not to be missed.

2019-05-07

Class in America isn't just about money, find survey data

While class and wealth are relative, a shrinking middle class, increased living costs, and debt contribute to their differences.

2019-05-06

The hardest part of getting a loan happens well before you ever apply for a quote

The first step to get a loan is checking and improving your credit. You'll get multiple lender quotes, and you'll want to be the best possible buyer.

2019-05-06

What is a money-market account?

A money-market account is a hybrid savings and checking account, with high interest rates and, sometimes, access to a debit card and checks.

2019-05-06

Get a Southwest Companion Pass using new credit card sign-up bonus

You can earn an increased sign-up bonus on all of Southwest's credit cards when you open one now — the bonus counts towards the Companion Pass.

2019-05-03

5 things to do by 50 to make sure you can retire when you want

Wondering how to prepare for retirement? By 50, you want to be maxing out your retirement accounts, paying off your debt, and streamlining expenses.

2019-05-03

AmEx is making a play for millennials with 6% back on Netflix and Hulu on its most popular cash-back card

AmEx announced changes to its Blue Cash Preferred credit card, making it an ideal cash-back card for millennials.

2019-05-03

7 pieces of homebuying advice you can't afford to ignore

Heed this advice and you'll avoid some expensive mistakes in the homebuying process.

2019-05-03

Marriott's news makes its limited-time Bonvoy offer even more valuable

As the last of Marriott's lucrative promotions and limited-time sign-up bonus offers ends, it will announce a new way brand loyalists can use points.

2019-04-30

How Americans of every class would spend an extra $1,000

A recent INSIDER and Morning Consult survey asked Americans who self-identified with a socio-economic class how they would spend an extra $1,000.

2019-04-30

Millions of Americans are working past 65, and it's not because they can't afford to retire

More retirement-age Americans, mostly baby boomers, are working today than ever before, but it's not because they need the money.

2019-04-29

More Americans making $100,000 think they're working class than rich

Some six-figure earners think they're working class — more than those who think they're rich, according to an INSIDER and Morning Consult survey.

2019-04-28

Your credit score isn't the only number lenders use to decide if you're trustworthy

Lenders look at debt-to-income ratio — monthly debt payments divided by monthly gross income — to decide whether a borrower can afford another loan.

2019-04-27
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