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Personal Finance Insider

I pay for grocery-delivery service but I refuse to use an app

Spending money to have someone else pick and pack my groceries is well worth the price since it improves my family life.

2019-07-30

Digital investor Ellevest sells a $23 'buy the f---ing latte' cup

Ellevest CEO Sallie Krawcheck railed against a common personal finance trope encouraging people to stop buying their morning coffee in a recent op-ed.

2019-07-25

How much Social Security will I get? Find out with a free tool that only takes seconds to find

Anyone can create a free My Social Security account to find out exactly what their monthly benefit will be when they retire.

2019-07-25

Citi credit cards are losing valuable travel and purchase protections

On September 22, Citi is cutting travel and purchase protections from almost all of its credit cards. Its Costco cards will retain some perks.

2019-07-25

Review: Chase Sapphire Preferred benefits are worth the $95 annual fee

The Chase Sapphire Preferred is one of the best credit cards with an annual fee under $100. Benefits include bonus points on dining and travel.

2019-07-24

A CFP says there are 3 reasons to call your financial planner when you get a raise

CFP Mary Beth Storjohann says a raise or promotion can mean three things for your money: increased cash flow, a new tax bracket, and new benefits.

2019-07-23

A bank account for your side hustle might seem like overkill, but it's a smart move you'll be glad you made

A side job, side hustle, or freelance project may feel like a small hobby, but it is a real business that can and should have its own bank account.

2019-07-19

Baby boomers are worth more than ever, but millennials are still lagging behind — and the reason why is clear

Today's baby boomers are slightly wealthier than people in their 50s and 60s were 20 years ago, while millennials are less wealthy.

2019-07-19

A financial planner does the same 2-part calculation to figure out how much every client needs to retire

Social Security is on shaky ground, and experts believe changes are imminent. Now more than ever, you shouldn't rely on Social Security.

2019-07-07

American Express high-yield savings account: No fees, high APY

American Express' high-yield savings account requires $0 to open, levies no monthly fees, and earns a 2.10% APY on all balance tiers.

2019-06-30

6 times it's smarter to use a personal loan instead of a credit card

Personal loans have have lower interest rates than credit cards, little impact on your credit score, and a structured repayment plan.

2019-06-29

What is a high-yield checking account? What to look for when opening

High-yield checking accounts that offer more than 2% APY are becoming more common, but you'll want to read the fine print before you sign up.

2019-06-23

How to make money from home, without going to an office every day

It can feel like there are endless ways to make money from home, but being smart about the opportunities you take can make a big difference.

2019-06-11

How to get cash from a credit card in a cash advance

Getting cash from a credit card is one of the most expensive ways to borrow money thanks to high fees and high interest rates on the cash you borrow.

2019-05-30

6 facts that show the dire state of America's middle class

Middle class America isn't faring that well — they're behind on homeownership and retirement savings, partly because they're in debt.

2019-05-24

A financial expert and bestselling author asks anyone with debt the same first question

Financial expert Ramit Sethi says a person who knows their debt payoff date, whether it's credit-card debt or student loans, clearly has a plan.

2019-05-23

I signed up for Lemonade's renters insurance and it was super easy

Lemonade is a millennial-friendly insurance company that uses artificial intelligence to give quotes and evaluate claims quickly.

2019-05-23

I currently recommend the Sapphire Preferred over the Sapphire Reserve

Right now, the Chase Sapphire Preferred has a higher sign-up bonus than the Sapphire Reserve, and it's easier to get approved for.

2019-05-23

There's at least one clear sign you're not ready to buy a house, according to a financial planner

Your emergency fund and down payment fund shouldn't be one and the same. You'll still need a cash cushion for unexpected expenses as a homeowner.

2019-05-22

This is the only rewards credit card most people will ever need to open

If you want to use just one rewards credit card, rather than a full wallet, the Chase Sapphire Preferred is the best option.

2019-05-21
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