Is HFM Legal? Regulation, Safeguards, and License Verification

Is HFM Legit and Safe? A Deep, Source-Backed Assessment

HFM operates a multi-entity, multi-license structure: HF Markets (UK) Ltd is authorised by the FCA (FRN 801701), HF Markets (DIFC) Ltd is authorised by the DFSA (Ref F004885), and HF Markets (Seychelles) Ltd holds an FSA Seychelles Securities Dealer licence (SD015). The group discloses segregation of client funds, negative balance protection, and a €5,000,000 insurance programme; it also promotes 24/7 withdrawal processing across its sites. Together these controls define the platforms legal footing and risk safeguards for retail traders.

What Do Clients Commonly Ask about HFMs Safety?

1. Does HFM provide negative balance protection?

   Yes—HFMs security page states negative balance protection alongside other safeguards.

2. Are client funds kept segregated from company capital?

   Yes—HFM describes client fund segregation in its security documentation.

3. Is there additional insurance?

   Yes—HFM maintains a civil liability insurance programme up to €5,000,000 (certificate accessible from the security page).

4. How quickly are withdrawals processed?

   HFM advertises 24/7 processing; FAQs add that requests submitted before 10:00 server time are processed the same business day (7:00–17:00).

5. How can I verify the licences?

   Check the FCA register (FRN 801701) and the DFSA public register (Ref F004885). FSA Seychelles lists HF Markets (Seychelles) Ltd with SD015.

How Is HFM Regulated across Different Jurisdictions?

Note: “STP” is a business/execution descriptor; the FCA register itself focuses on authorisation status and FRN.